Types of Loans & Products Available

INNOVATIVE & EXCITING NEW PRODUCTS

SELF MANAGED SUPERANNUATION FUND LOANS ( SMSF )

An opportunity to diversify investments within your own SMSF

Approved under Superannuation Industry Supervision Act
Non-recourse loans – beneficial property owner is the SMSF
Commercial/Residential property purchases to 60% of valuation/up to 2 mill(Higher limits on request)
Positive or neutral gearing of the loan withou relying on the super fund
Members of the super company can act as trustee
Lenders terms and conditions apply

For more information on Self Managed Superannuation Fund Loans 1800667707

ACCEPTABLE REAL ESTATE SECURITY TYPES

Owner occupied residential properties
Investment residential properties

- Houses
- Town Houses
- Units - Apartments
- Land

Commercial property - owner occupied and/or investment

- Industrial
- Office
- Retail

Vacant land - including broad acres for sub-division
Rural properties

The suitability of the above securities varies between some funders and there are differing Loan to Valuation ratios.
Post Codes and size may exclude some borrowers.

Funders terms and conditions apply.

NO-DOC FEATURES & BENEFITS

NO requirement to produce financials
NO background checks
Flexible repayment options

- Prepayment of interest
- Capitalisation of interest
- Interest only
- Principle & Interest

Competitive interest rates
Terms from 1 to 5 years (Longer terms on request)
Loan to valuation ratio's up to 66% of a licensed real estate valuation
Ability to roll over with minimal costs
Ability to convert to a Low and/or Full doc loan with minimal costs

[subject to lenders qualification criteria being met]

Please download our PDF No-Doc advert

Conditional approvals normally within 24 hours of receipt of all required documentation.
Loans are available no matter what age, employment history or credit history of the applicants.
All loans have funders terms and conditions that will need to be met.
To ensure the protection of the funder and the borrower alike, the documentation is always sent to the borrowers solicitor for witnessing and explanation.
In some cases, the funders will also request that the borrowers seek independent Financial Planning advise.
In all cases, PFG Mortgage Managers recommends that borrowers take their own independent advise prior to entering into any loan transaction.

LOANS

Residential secured loans
Vacant land loans
Commercial loans
Owner Occupied loans
Investment loans [ all types ]
Debt consolidation loans
Property purchase loans
Refinance loans
Construction loans
Divorce settlement loans
Reverse Mortgage loans

PRODUCTS ON OFFER

Credit Lines [ several loan splits are available ]
Fixed Interest rates
Fixed Loan Terms
Variable Interest rates
Interest Only
Principal & Interest